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En aquest lloc «web» trobareu propostes per fer front a problemes econòmics que esdevenen en tots els estats del món: manca d'informació sobre el mercat, suborns, corrupció, misèria, carències pressupostàries, abús de poder, etc.
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Books and documents:

A short history of money.
Agustí Chalaux de Subirà, Brauli Tamarit Tamarit.

Communal Capitalism.
Agustí Chalaux de Subirà.

An instrument to build peace.
Agustí Chalaux de Subirà.

Semitic legends concerning the bank.
Agustí Chalaux de Subirà.

Telematic currency and market strategy.
Magdalena Grau, Agustí Chalaux.

The power of money.
Martí Olivella.

Chapter 13. Balance strategy in foreign trade. Telematic currency and market strategy. Index. Telematic currency and market strategy. Index. Telematic currency and market strategy.

Chapter 14. New market rules.

  1. This chapter's goals.
  2. Liberty and disorder in the market.
  3. Minimal laws to protect mercantile liberties.

1. This chapter's goals.

The market is the frame within which this essay on the possibility of reforming the money system is included, on the basis of the advantages of present day information science. The hypothesis submitted is that the money system must be scientific and, therefore, fully informing on all the mercantile operations effected1. Besides, this information must be at the disposal of anybody needing it.

Even if the market is the reference all along this essay, we have not yet dealt explicitly with it. This chapter will be dedicated to a consideration of the new forms which might adopt a market with the submitted money system.

We will not consider now the technical effects which we have already described: scientific knowledge of the market, global analysis and statistics of the market, statement of market equilibrium strategies, etc., but we will try to go farther in order to introduce possible innovating social practices inside the market.

The so-called «free market», the object of so much enthusiasm and so many curses in historical criticism in the last two centuries, is a key element of the social framework. In fact the rules of market working -not the strictly monetary ones, but all of them- have a great importance for the development of the total geo-political society.

Definitely, therefore, in this chapter we will try to show that the suggested monetary reformation can be the basis for working out new «mercantile rules» to make possible the constitution of an actually free market, within an actually free society.

2. Liberty and disorder in the market.

«Free market», as the liberty of working in it without submitting to any discipline, of an equilibrating ruling of opposed forces and interests, has always been a fake. In practice the strongest ones have controlled the weaker ones.

Large companies sweep small companies, entrepreneurs exploit workers, advertising handles consumers..., all sorts of injustice and mercantile crimes have been brought about and still are, under protection of anonymous money, which grants complete impunity to its users. The power of anonymous money in the market, by extending its corruption to the whole of society, is called plutocracy.

In the face of this so evident reality of permanent corruption of the market, many have preferred to deny it, suggesting the introduction of a bureaucratic planning to fix what must be produced, how, when, to whom it must be sold, what must be saved..., according to the needs of the population.

But historically this system of state centralization has not completely reached the expected results and it has actually caused new rebel forms of free market and of black market inside it.

A more realistic possibility is to find and fix mechanisms to avoid market liberty to become disorder and plutocracy.

An actual market liberty means:

  1. Liberty for everybody. It must be avoided that the strong one lead the weak one astray, the «larger fish to eat the smaller one». To this end, law will have to effectively protect the liberty and rights of each and all of the market agents.
  2. Responsible liberty. Every market free operation must be personalized and, in consequence, made responsible in face of justice. The compulsory use of the cheque-invoice is a gurantee of this responsibility.

The key to an actually free market is responsibility. Only clearness and transparency, made possible by a documental personalizing monetary instrument, can avoid plutocracy, «the occult power of anonymous money» which transforms «liberty» into oppression.

Thanks to the telematic cheque-invoice, judges of a «justice specialized in the monetary market» will be in a position to have all the omni-personalized documentation, for every actual case and concerning monetary operations. As we have already said in chapter 7, perusal of personal files must be reserved only to justice. Any mercantile operation will allow to be known and objectively judged.

A clear market, actually free and responsible, can, without any fears or doubts, try to reach the following goals:

  • maximum production of the highest quality, at the service of all the population, with the smallest effort and risk by the several private production factors;
  • maximum and best investment in the production cycle, also with as little as possible effort and risk.
  • maximum and best consumption by all the members of society, without surrendering to a stupid consumerism as now produced by advertising techniques.

But before going on, we must clear an important point, a basic principle which must be added to the ones already mentioned, in order to reach the right market working. It is the separation between utilitarian society and liberal society. As we know, utilitarian society is composed by all the market agents and their relations. But in every society there is another sector which, since always, shows an unselfish vocation at the service of his neighbour: it is liberal society, which, even if at present is almost completely mercantilized, as a matter of fact it should be clearly distinguished and separated from the market. Only so the market can work fully and liberal activities and professions can recover their original vocation.

3. Minimal laws to protect mercantile liberties.

A really free market for everybody must obey new rules governing a field with a maximum liberty for everybody, avoiding these liberties to become an excuse or the basis to establish new power groups.

The whole of rules and norms suggested must be far from the «laissez faire» and from the classical «bureaucratic planning».

Mercantile liberties which, since always, the market has accepted, can be summed up in the following principles:

  1. Liberty of private initiative and property of all the market agents;
  2. Liberty of fair competition among all the market agents;
  3. The right to a new increasing communal property (following the hypothesis in chapter 10).

In order to protect these liberties we suggest the introduction of a number of steps, among them are the following:

  • Free recruitment and dismissal for a better production effectiveness. As a counterpart, an automatic and indefinite unemployment social salary is established.
  • Guild organization of companies: companies will unite in guilds, forming liberal bodies which will establish an interior market discipline, according to constitutional law.
  • Minimal interprofessional salary: the double of the unemployment social salary. This minimal salary is the practical guarantee against the disorder of liberalism, which rests on the pressure of reserve proletariat to keep shameful working conditions and starvation salaries.
  • Minimal communal interest for all the balances of current accounts at sight, to favour employees' and companies' savings.
  • Minimal anti-dumping sales prices, prepared by each guild to avoid monopolies. Monopolies use the technique of lowering prices under cost to win competitors and then increase them at will.
  • Guild advertising: suppression of all the company advertising and preparing a guild advertising, completely objective and free.
  • Socialization of some services: only of those services that for technical reasons can be more effective if they are monopolized (water, light, telephone, informatics, etc.) at the most convenient local levels (boroughs, regions, geo-political society, etc.). This monopoly implies that the services will be free for the users. However, the liberty to create private services must be accepted, in competence with monopolized services.
  • Progressive reduction of taxes as there is an increase of the «mercantile common good», represented by production surpluses. All the taxes must be reduced to one only «social solidarity tax» to be little by little eliminated.
  • Social financial salaries, also related to the common riches, and established according to the different statutes (see chapter 12):
    • General statute: for all the population.
    • Utilitarian statute: for some cases of utilitarian professionals.
    • Liberal statute: for all the liberal professions.
    • Mixed statute: for crafts companies for companies to which politicians do not consider convenient to grant a technical monopoly for a completely free service and a complete liberal statute.

The technical development and political causes of these steps will be studied in another essay.


1Excluding, as it was said previously, personal data, whose disposal is reserved to justice.

Chapter 13. Balance strategy in foreign trade. Telematic currency and market strategy. Index. Telematic currency and market strategy. Index. Telematic currency and market strategy.

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