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Chapter 18. The taming of the bull. The power of money. Index. The power of money. Chapter 20. Changing the key to open the door. The power of money.
Chapter 19. Let us imagine that... Electronic money, duly controlled, may become an instrument to try to solve conflicts which up to now were unsurmontable: between documented liability and freedom of action; between social solidarity (socialism) and personal freedom (democracy; between creation of wealth and redistribution of surpluses.

It may bring about the separation and the free personal choice between trade activities (profit motive) and communal-liberal activities (non-profit motive). It may help to complement the information centralization (global viewpoint) and decentralization of action (individuals, communities, districts, townships, regions, nations, companies, organizations... freely confederated according to the subsidiarity principle). It may help the quantification of materials and energies dispersed or degraded and the collection of funds for their protection or substitution.

This is a difficult chapter. It is usually easier to limit oneself to criticize than to imagine possible futures. Even so, we shall submit a number of possible steps to give shape to new rules of the game. This list of imagined steps is only a sketch. We should like to help to promote research and debate, at a time when we have been left without reference models to orientate, from the present, the construction of a society taking advantage of the creative possibilities brought about by the fall of dogmas, and essaying other solutions other than the ones which have failed, to solve old and new problems.

All these steps can help to better fathom the inner dynamics of the suggested model, which will be submitted in greater detail in another volume.

We shall have mainly to imagine..., to imagine a bold stage, which we think is technically and economically possible. A stage which, in any case, may help us to reflect and compare reality to discover its failures and possibilities.


The rules of the game which we shall submit, in a short form, are just a list of explicit or latent suggestions which, in democratic cultures, have been tried or claimed. We think they may be, mostly, a contribution to research by those who want to find ways to go beyond socialism and capitalism. The only novelty, perhaps, is in the fact of presenting them as related parts of an overall model which can become feasible thanks to the capacity to have an informative instrument which points out liabilities to carry them out in a little coactive and little bureaucratic way.

Some aspects of these rules of the game are a sine que non condition for a consistent and democratic application of electronic money and, at the same time, a feasible objective thanks, precisely, to the possibilities brought about by electronic money. They look for a cleaner, clearer, freeer, more responsible and solidary game:

  1. Liability and new organization of government institutions: political, judicial and civic.
  2. Independent, open, documented and free justice.
  3. Free but documentally liable market.
  4. Independent and free communal services.
  5. Self-balanced, ecologic and informative economy.
  6. Free political federation and civic confederation of the ethnic groups which make up the geopolitical society.
  7. Balanced and interdependent foreign relations.
We shall finish this chapter with a description of possible benefits for citizens in such day-to-day aspects as those concerning citizens' security.

1. Liability and new organization of government institutions: political, judicial and social.

Public institutions and officials show a trend to convert their service responsibility into a power irresponsibility. The political theory born of the French Revolution consecrated formal democratic principles (independence among the executive, legislative and judicial powers; universal suffrage...) but did not make sure of how to grant their observance. Lacking liability systems, public administration falls easily and with impunity into breach of trust and elightened despotism: formal-official democracy and actual non-official powers.

In spite of the two hundred years from the proclamation of democratic liberties, even at a formal level they have scarcely ever been fully in force: monarchic restorations, executive despotisms, limitation of vote, association and expression... We may say that, except for some few States, and for some few periods, the legacy of the French Revolution must still find its formal, and even more its actual definition. Why?

Before suggesting possible ways to deepen democracy, here is one preliminary recommendation: it is necessary to situate the following proposals within a framework where socialization of accounting monetary information and automatic redistribution of money to finance cultural, relief and territorial self-government needs, might avoid the endless discussions on the financing of these activities. Most conflicts between the State and other institutions (cultural and territorial), caused by the lack of clear accounts, might be solved, thanks to automatic processes out of every discussion. In this way the accounting centralization would offer a socialized information which would help decentralization of Government.

In order to avoid the social control officials to become a power against the people, it would be necessary to start a number of 'anti-power' steps to bring about the free responsibility of the governing body. Some of the feasible steps, to develop with more rigour the democratic political theory and make it really operative, might be:
 

2. Independent, open, documented and free justice.

Most of the political theories formally acknowledge the need for an independent Justice. In practice, however, the State or the factual powers have found the way to make this independence only apparent, mediatizing it and conditioning it. The independence of Justice is a complex matter. In order to avoid this independence to be an excuse to create closed corporative powers, to perpetuate ruling classes..., a number of steps such as the following should be taken:

3. A free market, but documentally liable.

A clear and responsbile policy, based on a lawful State guaranteed by the impossibility of unpunished wrongdoing by the factual powers, and by the independence of a documentary Justice, is an element of fair rules of the game, which can improve the highest and best liberties, responsible in all social fields. Beyond some crippled markets -planned or falsely free- which are shelter of all sorts of exploitation (on persons and on natural life), it is necessary to make true some steps to help the market with as many real liberties as possible within accountable and solidary rules of the game. Without these rules of the game, the factual powers of any system decide on and against the remaining population. The introduction of a telematic currency could improve a policy of freedom and of social solidarity, as long as the market did work. Production and sale of utilitarian products is the wealth-generating motor, and its redistribution is not only a solidary actitude, but it is necessary for the good working of the market and for the wealth of productors (operators, workers, investors and inventors). Production is prior to consumption and investment. But generating consumption (purchasing power) and investment (credits) capacity allows to carry on producing more and better.

The 'free market' has been the lid for all sorts of foul play. The 'suppression of the market by decree', however, has been the lid for productive foolishness and ineffectivness. The market is a very ancient and useful human invention. Even if it is prohibited, sooner or later it emerges again under shape of 'black market' or officially camouflaged under the name of 'socialist mixed economy'. The problem is not market yes or market no, but disorderly market or responsible market. These rules of the game might take into account, among others, the following elements:

4. Voluntary and free communal services.

If the market function is to produce and consume goods useful for life, the function of the communal area is to offer 'cultural' services in the widest sense of the word. The feature of communal-liberal professions and institutions is that, since always, they proclaim themselves altruistic and unselfish. The confusion between the market and the communal area has included this one, usually, within the tertiary mercantile sector of 'services'. It has been allowed to become one of the most influential factual powers, that of 'knowledge', which is related to and is at the service of those 'having money'.

The separation between the two statutes would also allow the creation of a mixed statute (communal-mercantile) to help either crafts, or some works and services of general interest which need political prices, but for which the help of private capital is missing to carry them out.

A daily application of the distinction between the mercantile sector and the communal sector would evidently present a number of doubts and objections both with respect to the distinction standards, and to the process of gradual and sectorial introduction. The study of these doubts, however, does not correspond to the level of diagrammatic exposition we are carrying out.

5. Balanced, ecological and informative economy.

Up to now, the economic system has been defined as an apparently balanced system: so much production is equal to so much savings-investment plus so much consumption. This balance has been deceitful, mainly because there was no available system that would document, quantify and direct the different trade flows; an impossible system under an irrational currency.

But the economic system as a whole is also irrational because, being a closed system it forgets the inputs and outputs of the system in their entirety. That is, it forgets the inputs of energy and materials, and their output with a larger degree of entropy, as residues or pollution.

A rational currency not only tries to help to equilibrate the economic system, but can also contribute elements to locate the balanced economic system within an ecological framework.

One of the functions of currency is to offer a homogenizing system of all the productions and of all the consumptions. But besides this, the function of a rational currency might be to offer information on the productions and their materials and energies, all of them heterogeneous.

This information might be very valuable to rationalize the use of materials and energies: by socializing the information on their use and penalizing or helping some production processes or some products automatically (introducing an ecological tax). With the income obtained the use of recirculated energies and materials might be fostered, a fund for the research and application of new, less depleting and less polluting processes might be created, and a plan of integral ecology (land, woods, water, air...) might be financed.

The information and the financing possibilities would help to get off the trading system, and to put under communal property all the natural resources strategic for the survival of mankind and for the balance of the ecosystems. The demercantilization of resources -under communal property and management- might avoid the squandering of many of them which today is carried out only because it is cheaper than other methods (as far as prices are concerned) or because they give, to some companies, more short-term benefits.

In this way we might start to consider that some, up to now, unquestionable 'economic goods' may become 'economic evils'. The economic growth, measured only with homogenizing monetary units may become very questionable if we consider it under the point of view of growth of the degree of entropy or of the production of pollution implied.

The working out of a lawful State, with equal actual freedom and solidarity legally for everybody, demands the establishment of an economic democracy, that is, of an economic system allowing actual freedom and solidarity for everybody also in trading aspects.

6. Free federation and confederation of ethnic groups making up the geopolitical society.

To defend actual liberties calls for the fostering of autonomy and independence of everybody. But not only individuals must be considered as persons, but also national persons. To avoid confusions in such a delicate matter we understand that national persons (also called ethnic groups) are those making up a geopolitical society (which usually is multinational and is co-ordinated, and often dominated, by a State. An ethnic group is a nation with a conscience of having a culture, an ethics and, sometimes, its own language.

Respect of human rights includes not only individuals and collectivities, but also human nations (ethnic groups), from the most basic nuclei (families, communities of neighbours, districts...) to the most complex ones (townships, regions, historical ethnic and interethnic groups).

7. Balanced and interdependent foreign relations.

In the hypothetic stage of the application of the monetary change in one single State, the new rules of the game might open new possibilities in the relationship with other geopolitical societies (States) and, specially, in the balance of foreign trade.

In a world becoming more and more interrelated in all aspects, a hypothetical global change must be relocated within a wide geopolitical framework in order to help to overcome the Nation-States and to give cohesion to projects of political federation of many ethnic and interethnic groups, as for example in the case of the construction of a Europe of ethnic groups. But it is possible that the necessary construction of a Europe, solidary among the different ethnic groups making it up, and solidary with the other peoples of the Earth, be not the project of the Europe of the present Nation-States.

Any change in the rules of the game of one of the present Nation-States, or of Europe as a whole, would need the establishment of a new system of relations with the rest of the world.

Relations should be restated at different levels:

The suggestions which have been submitted all along this book in the monetary and trade aspect must now be applied in the interstate relations. In order to improve this change some principles, agreements and instruments should be established to allow:

All the above rules of the game, submitted schematically, may not give a clear enough idea of the possible advantages that common citizens would have in their daily life. Trying to overcome this difficulty we might imagine their repercussions in such a complex matter as that of security.

Insecurity is today the excuse to strengthen the police statism. On the other hand, it does not help to avoid the causes of small delinquency nor to solve 'terrorism', always a profitable business for power.

With a system of personalized and informative telematic money, security would not need arbitrary, ineffective and corrupt police bodies. On the one hand, the personalization of monetary and trade relations, and on the other the solution of the main subjects of social violence (destitution, poverty, proscription, drugs... and the lack of federative freedom of ethnic groups), might contribute a drastic reduction of social violence.

The suppression of anonymous money would stop the practical realization of most crimes related to money (which are the most). The allocation to every person (especially to dropouts and jobless) of communal salaries, together with free cultural and assistance services, would strike at the root some of the causes of most present delinquency. A special help to women would allow them to be more easily free from the consequences of crimes which today are not even denounced (beatings by the husband, rape...) and would depenalize acts which present legislation condemns (abortion, divorce...).

The legalization, controlled by the monetary system, of the use and trade of drugs (alcohol, tobacco, marijuana, acid...) would avoid rackets and harmful adulterations of products; and would allow to eliminate the taste of subversive and dangerous adventure generated by the prohibition. Suitable treatments of detoxication in the hands of independent professionals with enough means, a clear information on the effect of drugs and the possibility of developing personal interests up to now forbidden for lack of means, seem to us better systems than police search.

Most common crimes (currency evasion, forgery of documents, swindles, blackmail, hostages, hold-ups, robberies, prostitution, white slave trade, pandering, traffic of drugs, arms, works of art, bribery of officials, politicians, judges, murder or devastations to order, extorsions...) need, use or look for anonymous money. Its suppression would stop the use of the corpus delicti. Probably new forms of delinquency would appear, but it would be a success if, for some time, most of the causes and instruments of the present ones could be eliminated.

The armed struggle for class freedom or for national freedom, within the framework of a society freely federative of the ethnic groups which make it up, and effectively solidary, specially with the underprivileged, would practically loose its inducement. But also without a possibility of working with personalized currency, as it would preclude the usual sources of financement of these organizations (secret funds, hold-ups, revolutionary tax...) and the traffic of arms.

All these steps might bring back the leisure of walking without being besieged by beggars, robbers, layers of bombs, or... by antiriot police actions.

The function of the police forces would be to watch over the respect of the rules of the constitutional game and the coexistence rules of every ethnic community. Under normal conditions the police might go unarmed. The execution of the rules of the constituional game would not depend so much from repression -always ineffective in the long run- as from the taking-on of documented liability of free acts of persons in face of Justice, which would have available this documentation for investigating or judging a case. Insofar as the flexibility of democratic institutions were real, the voice of minorities would be heard much more easily, without condemning them to the use of violence.


These are some of the rules of the game which, one way or other, might serve to introduce and at the same time take advantage of the informative and personalized currency. It is understood that they are only proposals for a deeper study. It is always risky to explain complex and interconnected matters in a simple and straightforward way. But not explaining them may stop seeing the relation between the suggested monetary change and the possible new stage for the social change.
 
Chapter 18. The taming of the bull. The power of money. Index. The power of money. Chapter 20. Changing the key to open the door. The power of money.

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